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The Spanish Digital Nomad Visa

 

What is the Spanish Digital Nomad Visa?

Recognising the significant rise in people's ability to work remotely, which was strengthened by the recent Covid pandemic, and a widespread desire to experience living in various locations, the Spanish government introduced at the end of 2022 a visa which would enable such people to reside temporarily in Spain. The government's motives were not altruistic. They were aware that such nomads are often highly paid professionals and Spain would benefit from both their spending power and their taxes. Spain is a very attractive location for people who are able to work remotely: the climate, excellent communications, fast internet speeds, low cost of living relative to most European countries, availability of coliving facilities and the friendliness of its people.

 

Who Is It Aimed At?

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The Spanish Golden Visa

 

What is the Spanish Golden Visa?

The Spanish Golden Visa is a residency-by-investment program that grants non-European Union (EU) citizens the right to reside in Spain by investing in the country's real estate market (or other qualifying assets). Established in 2013, this initiative has gained popularity among non-EU nationals looking to live permanently in Spain.

 

Investment Options

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Andalucia's New Planning Law

 

Introduction

 

Recognising that the 2002 regulations governing urban planning (known as LOUA: la Ley de Ordenación Urbanística de Andalucía) were too restrictive and based on an outmoded way of thinking, the Junta de Andalucia set about creating a more flexible model and this was brought into effect in June 2022. The new regulations are known as the LISTA: la Ley de Impulso Para La Sostenabilidad del Territory de Andalucía.

 

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Buying A Spanish Property With A Loan Outstanding

 

What Are The Possibilities?

 

There are two possible ways to buy a property that has a loan outstanding attached to it:

 

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Taxes in Spain for Non-Residents

 

Introduction

If you own a property in Spain but are not fiscally resident in the country, that is if you spend less than 183 days per year in Spain, you are considered to be non-resident. Non-residents will normally need to justify to which tax authority they pay their taxes. Governments don't like citizens to be non-resident everywhere! Your tax residence is important as it affects what type of taxes you pay and how much. These are the taxes to which non-residents are subject:

Income Tax

Non-residents in Spain are generally subject to a flat tax rate of 24% on income earned in the country. This applies to employment income, rental income, and other sources of income generated in Spain. Income generated outside Spain is taxed in the country in which you are fiscally resident.

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The Spanish Non-Lucrative Visa

 

What is the Spanish Non-Lucrative Visa?

The Spanish Non-Lucrative Visa is a means for non-EU citizens to live legally in Spain. It is aimed principally at retired people who have income arising in their home country (or elsewhere) with which they can sustain themselves while living in Spain. Buying a property in Spain does not give an automatic right to a Non-Lucrative Visa. Holders of the Non-Lucrative Visa are required to live in Spain for a minimum of 183 days per calendar year.

 

Benefits of the Non-Lucrative Visa

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The Little Toe Procession

Photo: El Independiente de Granada

Last Saturday, I sat in the car for ten minutes trying to get to my garage, having entered the Albayzín via Calle Pagés. What the hell was going on? So much traffic leaving and trying to enter the barrio. It didn't help that the pilonas (bollards that restrict entry to residents only) had been removed at the end of August and should have been replaced by end-September by more efficient models. There was unrestricted vehicle access to the Albayzín. Crazy.

That area of the Albayzín was also thick with pedestrians, milling around and through the traffic, some of whom were in fancy dress and all of whom were noisily enjoying themselves. I had chanced on a procession I knew nothing about, despite living here for more than twenty years.

Each Autumn there is a fun gathering and procession for the little toe. Not just any toe. The severed little toe of a man named Chemi Márquez. Twenty-nine years ago he was in a traffic accident while riding his motor bike in the centre of Granada. His little toe was severed. With the compensation, he bought a house in the Albayzín (now named after the toe) and decided to preserve it in formaldehyde and keep it in a niche in the house. Each Autumn the 'uncorrupted little toe' is taken out of its crypt and paraded in its glass casket on the shoulders of four bearers, with music, song and banners. This year arorund 400 people helped celebrate showing the toe to the sky.

Wonderfully absurd. Just one of the reasons I love living here.

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Jobs For Life To Go?

 

 

A new draft law states that civil servants can lose their positions if they fail an evaluation of their ability to work. A radical change from the existing system of jobs for life. One you've passed the competitive oposiciones exam and secured your first position, you have a job for life, regardless of your level of incompetence, something the current government is attempting to redress.

 

A Controversial New Law

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New Energy Saving Subsidies Announced

 

The regional government in Andalusia has recently unveiled a €133m plan for eco-housing. Dubbed the “Ecovivienda Plan”, it will generate €133.5m for refurbishing homes and buildings, emphasising energy efficiency across the region. 

 

More than 25,000 Andalusian families are expected to benefit, claiming aid of up to 80% for the total cost of improving energy efficiency. The plan aims to cut emissions within residential areas by 30%. 

 

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Moorish Architecture & the VIII Festival Cinemística in Granada

 

Corrala de Santiago, a stunning example of a renovated Moorish style building in Granada, Spain.

 

It's well worth stepping inside to have a look at this view from the interior courtyard. It's free to enter and there is generally an exhibition on show too. In fact, this last weekend I went to watch an evening of short films in Corrala de Santiago, in the Realejo district of Granada. It was fantastic and inspirational.

 

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¡Buen provecho!

 

¡Buen provecho! or ¡Que aproveche!, it is something Spanish people in their mid thirties and up (and almost certainly the more elderly Spaniards) may call out to you if you are ever found humbly sitting alone in an outside space having a bite to eat.

 

It is one of the things that I adore about living in Andalucia, Spain. I’m not sure that the younger generations would be caught saying this, but it is certainly something I have experienced countless times. It always puts a smile on my face and makes Andalucia feel like home to me. The openness of the people, the willingness to chat and the love for all things related to food…

 

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New Subsidies For Energy Saving Improvements

 

The Andalusian government has launched the so-called Ecovivienda Plan, which will mobilise €133.5 millions for the refurbishment of homes and buildings, with the emphasis on energy efficiency and sustainability. The programme, which includes funds from the European Next Generation programme aims to benefit more than 25,000 families in Andalucia with subsidies of up to 80% of the total cost of energy saving improvement. The higher the energy saving, the greater the percentage of subsidy. The overall aim is to reduce emissions in the Andalusian residential stock by 30%.

 

Various types of improvement will be covered by the scheme, for example: insulation in façades and roofs by installing new windows and doors, installing renewable energy systems such as photovoltaic panels, solar panels for hot water, aerothermal energy, biomass boilers or more efficient lighting systems.

 

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Jardín Cervezas Alhambra back in Granada with cultural events

 

From the 29th of September to the 23rd of October 2022, Jardín Cervezas Alhambra will be holding a range of cultural events at a unique temporary venue that Cervezas Alhambra, Granada’s local beer company, will be setting up to their taste. Having already visited five other major Spanish cities this year, Jardín Cervezas Alhambra finally arrives in Granada and they have chosen a stunning location to do so: the magical Jardín de Gomérez, a romantic and double-height garden set behind a palatial house built in the 16th century. 


While visiting with friends for an evening spent together in the gardens will be a unique and exciting experience in and of itself, there are also a range of events on during these four weeks: 


4 workshops held my local artists (each Friday at 19:00) - you need to sign up to the lottery system and if you are lucky, you will be chosen.

2 mid-week gastronomic lunch experiences with renowned chefs - information still to be released.

Beer tasting events with Beer sommeliers 5 days each week - 5 euros per person.

5 concerts (2 in the first week and 1 each week thereafter) - 7 euros with a beer included.


Apart from the programmed activities that require prior registration, the space will have free access until full capacity is reached.

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The Magic Of The Alpujarras

 

No trip to the province of Granada in Spain is complete without visiting the gorgeous mountain villages known collectively as The Alpujarras. In villages like Pampaneira and Capileira, you can buy handmade rugs and all sorts of woven goods, baskets, jewellery and typical food. 


One of my favourite things to do here is just wander around getting lost, trying to spot all of the gorgeous little corners bursting with potted plants and beautiful old wooden doors and imagine all the life, people and stories that these tucked away villages have witnessed over the past centuries. The place truly has an eerie, magical feel to it.


If the Alpujarras steals your heart like it has mine and you'd like to investigate further, we have a load of properties in that area.

Check out our website with just properties from this region: https://www.alpujarrasproperties.com/home/ 
or browse and search all our properties on our general website: https://www.anotherwayoflife.com 

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Out On The Water

 

Just twenty minutes drive from the Albayzin is the lake at Beznar formed when a dam was built across the rivers Torrente and Ízbor as well as several streams running down from the western end of the Sierra Nevada.

 

A great place to picnic with large expanses of grass and very few people. There is also a chiringuito (bar) that serves drinks and you can hire kayaks and pedalos from €10/hour for a kayak and €15/hour for a four person pedal. It's a wonderful feeling to be out on the water in such a quiet environment with fantastic mountain views, and so close to the city.

 

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University Entry In Spain - A Curious System

 

In Spain secondary school runs from 12 - 16 years old, four years split into two cycles of two years. After this students can either leave school or opt for one of two paths: academic (choosing between four bachilleratos: Sciences, Social Sciences, Humanities or Art) or practical (formación profesional) for a further two years. At the end of the this time, in the academic path, a series of external exams are taken (selectividad) which, together with the average of course work marks for the ten subjects studied, forms the basis for entry into university.

 

The curious element of this sytem is that it is based not as a percentage but as a mark out of fourteen, which is particularly strange given that the bachillerato course comprises ten subjects.

 

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The Most Beautiful District In Spain

 

The travel magazine Viajar has just published an article entitled The 15 Most Beautiful Districts of Spain.

 

At Number 1 is the Albayzin in Granada.

 

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World's Best Olive Oil?

The Extra Virgin Olive Oil (EVOO) 'Montevilla Chorreao' from the Granada municipality of Montefrío is the healthiest in the world for its composition in fatty acids, bisphenols and oleocanthal (a natural anti-inflammatory present in it that causes the sensation of itching in the throat when tasting it).

 

Or so the jury of the international competition The World Best Healthy EVOO 2021-2022 (The 10 Best EVOOs in the world), one of the most prestigious in the sector, in which EVOOs from all over the world participate, whose decision was recently announced.

 

Montevilla Chorreao oil, from the San Francisco de Asís de Montefrío cooperative, won the gold medal in the healthy composition category, along with others from Spain, Greece and Portugal.

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Back To Nature

Granada is one of the most beautiful cities in Andalusia. It combines a vibrant city full of life with astounding natural scenery of Sierra Nevada. It is one of the favourite places for expats looking for a property in the South of Spain to retire or to work remotely. However, even though the cultural heritage in the city is extremely well preserved, some of its urban natural resources have not been so well taken care of. This is the case of its principal river, the Genil.

 
Rather than being an oasis for natural life within the city, the Genil has been neglected by the local government since 1995, when the urban watercourse was concreted and contained to modify its course as part of the city's efforts to prepare for the World Ski Championships that took place in Sierra Nevada that year. This resulted in a functional but hardly natural environment, that lacked vegetation and animal life, since the concrete riverbed affected the natural flow of the river, resulting in a slower flow and a less interesting environment.
 
While the Darro river, Genil's affluent, beautifully flows through its natural course below the Alhambra and is one of the city landmarks, the city has turned its back on the Genil for decades, something that looks about to change thanks to the will of both political and naturalist groups, as well as the help of European Next Generation funds.
 
There have been several attempts to recover the river's natural biodiversity for the enjoyment of both locals and tourists. However, none of them have been successful to date. Just two years after being modified and covered in concrete, in 1997 NGO Naturalistas en Acción started campaigning for its recovery, and since then, several local policy groups and associations have presented up to four different plans to bring the Genil's urban riverbed back to life.
 
The most recent initiative, promoted by a coalition of two of the parties in the local government in Granada, suggests investing Europe's Next Generation Funds to finally accomplish the recovery of the river. The plan involves the introduction of local species of flora such as bushes and grasses that can take root in the riverbed and, over time, attract the fauna typical of these environments (lizards, fish, frogs…). To this end, the ecologists are calling for the removal of concrete where possible, or the introduction of stones and other rough materials to restore the river bed and allow vegetation to take root.
 
This project is of vital importance for the city of Granada, because recovering natural resources not only has ecological benefit, also economic ones. With the improvement in the natural surroundings, the urban environment also benefits from this, attracting more neighbours and visitors to the area and improving the quality of life for the locals who prefer to live in the city and not in a country house, but still enjoy nature. A very good example of this is Madrid, a capital that in the last decade dedicated a lot of effort to the recovery of the Manzanares river and is now seeing the investment pay off, with Madrid Río blooming with life both from local fauna and local citizens. The people of Granada now aspire to do the same with the Genil and pay their decades-long debt with their river. 

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Losing Our Way?

One of the benefits of owning a property in Andalucía is enjoying the astoundingly vast and beautiful natural surroundings. From the seaside to the mountains, one can choose from such a vast collection of different routes and paths that getting lost in nature every so often becomes part of normal life. Often we come across new wonders by accident, but are the days of such accidental discoveries over?

 

While our parents and grandparents used to tackle excursions with nothing more than a map and their intuition, we have become increasingly more dependent on new technologies to do something so simple as getting from A to B. The arrival of GPS drastically changed the way we navigate the world, both figuratively and literally. In fact, scientists are now arguing that the excessive use of GPS is actually modifying our brain structure, making our hippocampus, the special place in the brain dedicated to special orientation, much smaller. Consequently, we are losing our natural orientation skills. When we force our brain to calibrate, identify landmarks and find our path, it expands its network of neurons and promotes connections between them. However, when we look at our GPS and just follow directions on Google Maps, the brain does not need to form those connections, and thus it loses its ability to form them in the future.

 

Spatial orientation, an intrinsic human ability that has allowed us to evolve over the years, is now in serious danger. It is a vicious circle: the more we use GPS, the more we damage our sense of direction, and the more we need to use it.

 

But it is not only our spatial ability that can be affected by the modern habit of following GPS directions. Because the hippocampus is also responsible for storing our memories, not training it properly can also lead to memory loss and an impairment of our mental abilities later in life. The brain, just like any other muscle in the body, needs to be trained periodically, and Google Maps is the equivalent of taking an elevator instead of using the stairs: convenient but not too good for our overall health.

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